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Directors & Officers (D&O) Liability insurance is designed to protect the people who serve as directors or officers of a company from personal losses if they are sued by the organization’s employees, vendors, customers or other parties. D&O insurance can cover defense costs, settlements and other costs associated with wrongful act allegations and lawsuits. Directors & Officers insurance is an important aspect of a corporate risk management strategy and can help your company attract and retain qualified executives and board members.
Directors and officers are sued for a variety of reasons related to their company roles, including:
Side A Coverage:
Covers directors, and officers for defense costs, settlement fees, or judgments if the company cannot indemnify them, such as if the company has declared bankruptcy.
Side B Coverage:
Covers the company for directors’, officers’, and employees’ losses when the company does indemnify them.
Side C Coverage:
Also called “entity coverage,” financially protects the corporation in its own right. Entity coverage may reduce the limits available to protect the individual officers and directors.
Contact us today to keep pace with an increasingly complex risk landscape and find the best D&O insurance coverage!